Tata Young Citizens Fund Datagrid
Category Children Fund
BMSMONEY Rank 9
Rating
Growth Option 23-01-2026
NAV ₹57.91(R) -1.19% ₹64.6(D) -1.19%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -0.73% 11.14% 12.61% 13.23% 11.05%
Direct -0.17% 11.74% 13.29% 13.96% 11.94%
Nifty 500 TRI 6.47% 14.9% 15.27% 15.22% 15.07%
SIP (XIRR) Regular -6.59% 4.69% 7.97% 12.12% 11.4%
Direct -6.08% 5.27% 8.61% 12.84% 12.18%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.56 0.28 0.47 -2.62% 0.07
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.26% -14.21% -17.49% 0.93 8.78%
Fund AUM As on: 30/06/2025 358 Cr
Top Children Fund
Fund Name Rank Rating
Icici Prudential Child Care Fund (Gift Plan) 1
SBI Magnum Children's Benefit Fund - Investment Plan 2
Aditya Birla Sun Life Bal Bhavishya Yojna 3

NAV Date: 23-01-2026

Scheme Name NAV Rupee Change Percent Change
Tata Young Citizens' Fund -Regular Plan-Growth Option 57.91
-0.7000
-1.1900%
Tata Young Citizens' Fund-Direct Plan-Growth Option 64.6
-0.7800
-1.1900%

Review Date: 23-01-2026

Beginning of Analysis

Tata Young Citizens Fund is the 8th ranked fund in the Children's Fund category. The category has total 10 funds. The 2 star rating shows a poor past performance of the Tata Young Citizens Fund in Children's Fund. The fund has a Jensen Alpha of -2.62% which is lower than the category average of 1.38%, reflecting poor performance. The fund has a Sharpe Ratio of 0.56 which is lower than the category average of 0.78.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Children's Mutual Funds

Tata Young Citizens Fund Return Analysis

The Tata Young Citizens Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Children's Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Children's Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -5.56%, -6.19 and -6.99 in last one, three and six months respectively. In the same period the category average return was -4.16%, -4.01% and -3.3% respectively.
  • Tata Young Citizens Fund has given a return of -0.17% in last one year. In the same period the Nifty 500 TRI return was 6.47%. The fund has given 6.64% less return than the benchmark return.
  • The fund has given a return of 11.74% in last three years and rank 7th out of ten funds in the category. In the same period the Nifty 500 TRI return was 14.9%. The fund has given 3.16% less return than the benchmark return.
  • Tata Young Citizens Fund has given a return of 13.29% in last five years and category average returns is 13.66% in same period. The fund ranked 4th out of ten funds in the category. In the same period the Nifty 500 TRI return was 15.27%. The fund has given 1.98% less return than the benchmark return.
  • The fund has given a return of 11.94% in last ten years and ranked 5th out of eight funds in the category. In the same period the Nifty 500 TRI return was 15.07%. The fund has given 3.13% less return than the benchmark return.
  • The fund has given a SIP return of -6.08% in last one year whereas category average SIP return is -0.1%. The fund one year return rank in the category is 10th in 11 funds
  • The fund has SIP return of 5.27% in last three years and ranks 9th in 10 funds. SBI Magnum Children's Benefit Fund - Investment Plan has given the highest SIP return (17.31%) in the category in last three years.
  • The fund has SIP return of 8.61% in last five years whereas category average SIP return is 10.46%.

Tata Young Citizens Fund Risk Analysis

  • The fund has a standard deviation of 12.26 and semi deviation of 8.78. The category average standard deviation is 10.43 and semi deviation is 7.63.
  • The fund has a Value at Risk (VaR) of -14.21 and a maximum drawdown of -17.49. The category average VaR is -12.45 and the maximum drawdown is -13.36. The fund has a beta of 0.92 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Children's Fund Category
  • Good Performance in Children's Fund Category
  • Poor Performance in Children's Fund Category
  • Very Poor Performance in Children's Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -5.60 -4.94
    -4.22
    		-6.40 | -0.78 9 | 11 Average
    3M Return % -6.31 -4.28
    -4.20
    		-6.85 | 0.03 9 | 11 Average
    6M Return % -7.23 -2.68
    -3.69
    		-7.23 | -0.76 11 | 11 Poor
    1Y Return % -0.73 6.47
    3.03
    		-8.19 | 7.21 10 | 11 Poor
    3Y Return % 11.14 14.90
    12.67
    		9.04 | 20.54 7 | 10 Average
    5Y Return % 12.61 15.27
    12.67
    		8.01 | 27.01 4 | 10 Good
    7Y Return % 13.23 15.22
    11.52
    		8.58 | 13.85 2 | 8 Very Good
    10Y Return % 11.05 15.07
    11.10
    		8.26 | 13.73 5 | 8 Average
    15Y Return % 9.27 12.43
    10.21
    		6.60 | 13.80 5 | 7 Average
    1Y SIP Return % -6.59
    -0.92
    		-8.26 | 4.69 10 | 11 Poor
    3Y SIP Return % 4.69
    7.88
    		3.09 | 15.99 9 | 10 Average
    5Y SIP Return % 7.97
    9.50
    		5.51 | 18.88 7 | 10 Average
    7Y SIP Return % 12.12
    10.94
    		8.12 | 13.72 3 | 8 Good
    10Y SIP Return % 11.40
    10.62
    		7.96 | 13.15 4 | 8 Good
    15Y SIP Return % 10.87
    10.94
    		7.98 | 13.70 5 | 7 Average
    Standard Deviation 12.26
    10.43
    		4.43 | 13.21 5 | 10 Good
    Semi Deviation 8.78
    7.63
    		3.24 | 10.04 5 | 10 Good
    Max Drawdown % -17.49
    -13.37
    		-18.72 | -3.63 7 | 10 Average
    VaR 1 Y % -14.21
    -12.45
    		-18.40 | -3.81 5 | 10 Good
    Average Drawdown % -5.08
    -4.88
    		-9.82 | -1.04 6 | 10 Good
    Sharpe Ratio 0.56
    0.78
    		0.40 | 1.42 8 | 10 Average
    Sterling Ratio 0.47
    0.62
    		0.40 | 0.98 8 | 10 Average
    Sortino Ratio 0.28
    0.39
    		0.18 | 0.77 8 | 10 Average
    Jensen Alpha % -2.62
    1.38
    		-4.01 | 9.89 8 | 10 Average
    Treynor Ratio 0.07
    0.12
    		0.06 | 0.24 8 | 10 Average
    Modigliani Square Measure % 13.56
    18.48
    		11.16 | 34.97 8 | 10 Average
    Alpha % -2.44
    -1.89
    		-6.12 | 7.62 6 | 10 Good
    Return data last Updated On : Jan. 23, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -5.56 -4.94 -4.16 -6.34 | -0.75 9 | 11 Average
    3M Return % -6.19 -4.28 -4.01 -6.66 | 0.13 10 | 11 Poor
    6M Return % -6.99 -2.68 -3.30 -6.99 | -0.42 11 | 11 Poor
    1Y Return % -0.17 6.47 3.87 -7.45 | 8.57 10 | 11 Poor
    3Y Return % 11.74 14.90 13.61 9.26 | 21.92 7 | 10 Average
    5Y Return % 13.29 15.27 13.66 8.85 | 28.61 4 | 10 Good
    7Y Return % 13.96 15.22 12.37 8.81 | 14.81 2 | 8 Very Good
    10Y Return % 11.94 15.07 12.02 8.84 | 14.73 5 | 8 Average
    1Y SIP Return % -6.08 -0.10 -7.50 | 5.78 10 | 11 Poor
    3Y SIP Return % 5.27 8.80 3.96 | 17.31 9 | 10 Average
    5Y SIP Return % 8.61 10.46 6.34 | 20.34 7 | 10 Average
    7Y SIP Return % 12.84 11.79 8.67 | 14.57 4 | 8 Good
    10Y SIP Return % 12.18 11.49 8.34 | 14.14 4 | 8 Good
    Standard Deviation 12.26 10.43 4.43 | 13.21 5 | 10 Good
    Semi Deviation 8.78 7.63 3.24 | 10.04 5 | 10 Good
    Max Drawdown % -17.49 -13.37 -18.72 | -3.63 7 | 10 Average
    VaR 1 Y % -14.21 -12.45 -18.40 | -3.81 5 | 10 Good
    Average Drawdown % -5.08 -4.88 -9.82 | -1.04 6 | 10 Good
    Sharpe Ratio 0.56 0.78 0.40 | 1.42 8 | 10 Average
    Sterling Ratio 0.47 0.62 0.40 | 0.98 8 | 10 Average
    Sortino Ratio 0.28 0.39 0.18 | 0.77 8 | 10 Average
    Jensen Alpha % -2.62 1.38 -4.01 | 9.89 8 | 10 Average
    Treynor Ratio 0.07 0.12 0.06 | 0.24 8 | 10 Average
    Modigliani Square Measure % 13.56 18.48 11.16 | 34.97 8 | 10 Average
    Alpha % -2.44 -1.89 -6.12 | 7.62 6 | 10 Good
    Return data last Updated On : Jan. 23, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Tata Young Citizens Fund NAV Regular Growth Tata Young Citizens Fund NAV Direct Growth
    23-01-2026 57.9056 64.6025
    22-01-2026 58.6036 65.3802
    21-01-2026 58.2261 64.9582
    20-01-2026 58.5549 65.324
    19-01-2026 59.2881 66.1409
    16-01-2026 59.718 66.6177
    14-01-2026 59.6734 66.5659
    13-01-2026 59.8011 66.7073
    12-01-2026 59.8119 66.718
    09-01-2026 60.0304 66.9587
    08-01-2026 60.4838 67.4635
    07-01-2026 61.2861 68.3574
    06-01-2026 61.3916 68.4742
    05-01-2026 61.5242 68.621
    02-01-2026 61.5738 68.6735
    01-01-2026 61.3308 68.4015
    31-12-2025 61.282 68.3461
    30-12-2025 60.7703 67.7745
    29-12-2025 60.873 67.888
    26-12-2025 61.106 68.145
    24-12-2025 61.2562 68.3106
    23-12-2025 61.3408 68.4039

    Fund Launch Date: 14/Oct/1995
    Fund Category: Children Fund
    Investment Objective: The investment objective of the Scheme is to generate long term capital growth. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any return.
    Fund Description: A) One of Ideal investment avenue for saving your Child's future b) Get the benefit of balanced investments in both Debt and Equity c) Debt brings in the benefit of regular income d) Equity for long term wealth creation e) Compulsory Lock-in Option 5 years or till the child attains age of majority(whichever is earlier)
    Fund Benchmark: S&P BSE 200 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.