Tata Young Citizens Fund Datagrid
Category Children Fund
BMSMONEY Rank 9
Rating
Growth Option 04-12-2025
NAV ₹61.05(R) -0.22% ₹68.06(D) -0.21%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -1.64% 11.82% 15.33% 13.97% 11.36%
Direct -1.07% 12.43% 16.03% 14.72% 12.27%
Nifty 500 TRI 3.82% 15.22% 17.88% 15.87% 14.96%
SIP (XIRR) Regular 4.17% 9.3% 10.72% 13.92% 12.55%
Direct 4.74% 9.9% 11.37% 14.64% 13.33%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.54 0.27 0.46 -2.43% 0.07
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.43% -14.21% -17.49% 0.92 8.96%
Fund AUM As on: 30/06/2025 358 Cr
Top Children Fund
Fund Name Rank Rating
SBI Magnum Children's Benefit Fund - Investment Plan 1
Icici Prudential Child Care Fund (Gift Plan) 2
Hdfc Children'S Gift Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Tata Young Citizens' Fund -Regular Plan-Growth Option 61.05
-0.1300
-0.2200%
Tata Young Citizens' Fund-Direct Plan-Growth Option 68.06
-0.1500
-0.2100%

Review Date: 04-12-2025

Beginning of Analysis

In the Children's Fund category, Tata Young Citizens Fund is the 8th ranked fund. The category has total 10 funds. The Tata Young Citizens Fund has shown a poor past performence in Children's Fund. The fund has a Jensen Alpha of -2.43% which is lower than the category average of 1.54%, reflecting poor performance. The fund has a Sharpe Ratio of 0.54 which is lower than the category average of 0.76.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Children's Mutual Funds

Tata Young Citizens Fund Return Analysis

The Tata Young Citizens Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Children's Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Children's Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -0.8%, 1.24 and 0.09 in last one, three and six months respectively. In the same period the category average return was -0.16%, 2.61% and 3.9% respectively.
  • Tata Young Citizens Fund has given a return of -1.07% in last one year. In the same period the Nifty 500 TRI return was 3.82%. The fund has given 4.89% less return than the benchmark return.
  • The fund has given a return of 12.43% in last three years and rank 6th out of ten funds in the category. In the same period the Nifty 500 TRI return was 15.22%. The fund has given 2.79% less return than the benchmark return.
  • Tata Young Citizens Fund has given a return of 16.03% in last five years and category average returns is 15.98% in same period. The fund ranked 4th out of ten funds in the category. In the same period the Nifty 500 TRI return was 17.88%. The fund has given 1.85% less return than the benchmark return.
  • The fund has given a return of 12.27% in last ten years and ranked 4th out of seven funds in the category. In the same period the Nifty 500 TRI return was 14.96%. The fund has given 2.69% less return than the benchmark return.
  • The fund has given a SIP return of 4.74% in last one year whereas category average SIP return is 9.73%. The fund one year return rank in the category is 10th in 11 funds
  • The fund has SIP return of 9.9% in last three years and ranks 8th in 10 funds. SBI Magnum Children's Benefit Fund - Investment Plan has given the highest SIP return (23.32%) in the category in last three years.
  • The fund has SIP return of 11.37% in last five years whereas category average SIP return is 12.78%.

Tata Young Citizens Fund Risk Analysis

  • The fund has a standard deviation of 12.43 and semi deviation of 8.96. The category average standard deviation is 10.51 and semi deviation is 7.69.
  • The fund has a Value at Risk (VaR) of -14.21 and a maximum drawdown of -17.49. The category average VaR is -12.4 and the maximum drawdown is -13.36. The fund has a beta of 0.92 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Children's Fund Category
  • Good Performance in Children's Fund Category
  • Poor Performance in Children's Fund Category
  • Very Poor Performance in Children's Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.84 0.33
    -0.21
    		-1.17 | 0.73 9 | 11 Average
    3M Return % 1.11 4.18
    2.42
    		0.90 | 5.34 9 | 11 Average
    6M Return % -0.17 4.72
    3.49
    		-0.17 | 11.67 11 | 11 Poor
    1Y Return % -1.64 3.82
    2.21
    		-5.53 | 9.55 10 | 11 Poor
    3Y Return % 11.82 15.22
    13.12
    		9.14 | 22.52 7 | 10 Average
    5Y Return % 15.33 17.88
    14.97
    		9.84 | 31.49 4 | 10 Good
    7Y Return % 13.97 15.87
    12.12
    		8.87 | 14.58 2 | 8 Very Good
    10Y Return % 11.36 14.96
    11.33
    		8.66 | 13.73 5 | 7 Average
    15Y Return % 9.52 12.38
    10.29
    		6.67 | 13.88 5 | 7 Average
    1Y SIP Return % 4.17
    8.86
    		3.53 | 18.77 10 | 11 Poor
    3Y SIP Return % 9.30
    12.02
    		8.21 | 21.95 8 | 10 Average
    5Y SIP Return % 10.72
    11.82
    		8.13 | 22.67 6 | 10 Good
    7Y SIP Return % 13.92
    12.37
    		9.27 | 15.46 3 | 8 Good
    10Y SIP Return % 12.55
    11.71
    		8.67 | 14.12 4 | 7 Good
    15Y SIP Return % 11.64
    11.59
    		8.40 | 14.39 4 | 7 Good
    Standard Deviation 12.43
    10.51
    		4.44 | 13.02 6 | 10 Good
    Semi Deviation 8.96
    7.69
    		3.26 | 10.23 6 | 10 Good
    Max Drawdown % -17.49
    -13.37
    		-18.72 | -3.63 7 | 10 Average
    VaR 1 Y % -14.21
    -12.40
    		-18.40 | -3.81 5 | 10 Good
    Average Drawdown % -5.57
    -5.40
    		-10.46 | -1.25 6 | 10 Good
    Sharpe Ratio 0.54
    0.76
    		0.37 | 1.42 7 | 10 Average
    Sterling Ratio 0.46
    0.61
    		0.39 | 0.99 7 | 10 Average
    Sortino Ratio 0.27
    0.38
    		0.17 | 0.76 7 | 10 Average
    Jensen Alpha % -2.43
    1.54
    		-4.10 | 10.81 8 | 10 Average
    Treynor Ratio 0.07
    0.12
    		0.05 | 0.24 7 | 10 Average
    Modigliani Square Measure % 13.51
    18.53
    		10.86 | 35.78 8 | 10 Average
    Alpha % -2.39
    -1.89
    		-6.59 | 7.92 5 | 10 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.80 0.33 -0.16 -1.14 | 0.80 9 | 11 Average
    3M Return % 1.24 4.18 2.61 1.09 | 5.60 9 | 11 Average
    6M Return % 0.09 4.72 3.90 0.09 | 12.23 11 | 11 Poor
    1Y Return % -1.07 3.82 3.05 -4.78 | 10.68 10 | 11 Poor
    3Y Return % 12.43 15.22 14.07 9.36 | 23.93 6 | 10 Good
    5Y Return % 16.03 17.88 15.98 10.07 | 33.17 4 | 10 Good
    7Y Return % 14.72 15.87 12.98 9.09 | 15.55 2 | 8 Very Good
    10Y Return % 12.27 14.96 12.15 8.87 | 14.73 4 | 7 Good
    1Y SIP Return % 4.74 9.73 4.36 | 19.96 10 | 11 Poor
    3Y SIP Return % 9.90 12.96 8.91 | 23.32 8 | 10 Average
    5Y SIP Return % 11.37 12.78 8.35 | 24.16 6 | 10 Good
    7Y SIP Return % 14.64 13.22 9.50 | 16.30 4 | 8 Good
    10Y SIP Return % 13.33 12.49 8.90 | 15.11 4 | 7 Good
    Standard Deviation 12.43 10.51 4.44 | 13.02 6 | 10 Good
    Semi Deviation 8.96 7.69 3.26 | 10.23 6 | 10 Good
    Max Drawdown % -17.49 -13.37 -18.72 | -3.63 7 | 10 Average
    VaR 1 Y % -14.21 -12.40 -18.40 | -3.81 5 | 10 Good
    Average Drawdown % -5.57 -5.40 -10.46 | -1.25 6 | 10 Good
    Sharpe Ratio 0.54 0.76 0.37 | 1.42 7 | 10 Average
    Sterling Ratio 0.46 0.61 0.39 | 0.99 7 | 10 Average
    Sortino Ratio 0.27 0.38 0.17 | 0.76 7 | 10 Average
    Jensen Alpha % -2.43 1.54 -4.10 | 10.81 8 | 10 Average
    Treynor Ratio 0.07 0.12 0.05 | 0.24 7 | 10 Average
    Modigliani Square Measure % 13.51 18.53 10.86 | 35.78 8 | 10 Average
    Alpha % -2.39 -1.89 -6.59 | 7.92 5 | 10 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Tata Young Citizens Fund NAV Regular Growth Tata Young Citizens Fund NAV Direct Growth
    04-12-2025 61.0526 68.0642
    03-12-2025 61.0341 68.0426
    02-12-2025 61.1857 68.2107
    01-12-2025 61.5322 68.596
    28-11-2025 61.541 68.6029
    27-11-2025 61.6095 68.6783
    26-11-2025 61.8801 68.979
    25-11-2025 61.1446 68.1582
    24-11-2025 61.2508 68.2756
    21-11-2025 61.4538 68.4989
    20-11-2025 61.6289 68.6931
    19-11-2025 61.6562 68.7226
    18-11-2025 61.6841 68.7527
    17-11-2025 62.0249 69.1316
    14-11-2025 61.7486 68.8208
    13-11-2025 61.6792 68.7424
    12-11-2025 61.7581 68.8294
    11-11-2025 61.3671 68.3926
    10-11-2025 61.1339 68.1318
    07-11-2025 61.1403 68.136
    06-11-2025 61.138 68.1325
    04-11-2025 61.5692 68.6111

    Fund Launch Date: 14/Oct/1995
    Fund Category: Children Fund
    Investment Objective: The investment objective of the Scheme is to generate long term capital growth. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any return.
    Fund Description: A) One of Ideal investment avenue for saving your Child's future b) Get the benefit of balanced investments in both Debt and Equity c) Debt brings in the benefit of regular income d) Equity for long term wealth creation e) Compulsory Lock-in Option 5 years or till the child attains age of majority(whichever is earlier)
    Fund Benchmark: S&P BSE 200 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.